Current Accounts
Smart banking solutions for secure and convenient financial management.
Basic Current Account
Ideal for salary earners, entrepreneurs and businesses who need seamless daily transactions, unlimited withdrawals, and 24/7 digital banking access to manage your money stress-free and efficiently. It is a simple, reliable and flexible banking solution for daily financial transactions.
Account Features & Benefits
- Open an account with just ₦2,500
- Use your MasterCard, Visa or Verve debit cards for withdrawals and online transactions
- Safe and convenient 24/7 online and mobile banking with UnionMobile and UnionOnline
- SMS, email alerts and monthly statements
Account Opening Requirements
- Completed Account Opening Form & signature/mandate card
- Two recent passport photographs
- Bank Verification Number and NIN
- Utility bill (not more than 3 months)
- Valid means of ID (International Passport, NIN, Voters Card, Drivers License)
- Two references
UnionSilver Current
Ideal for salary earners, entrepreneurs and businesses who need seamless daily transactions, unlimited withdrawals, and 24/7 digital banking access to manage your money stress-free and efficiently. It is a simple, reliable and flexible banking solution for daily financial transactions.
Account Features & Benefits
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Account opening balance of ₦500,000
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Daily minimum operating balance of ₦500,000
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Zero account maintenance fees if minimum balance is maintained.
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Access to cheque book valid for clearing.
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In-branch lounge access.
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Access to MasterCard for withdrawals and online transactions.
Account Opening Requirements
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Completed Account Opening Form & signature/mandate card
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Two recent passport photographs
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Bank Verification Number and NIN\
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Utility bill (not more than 3 months)
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Valid means of ID (International Passport, NIN, Voters Card, Drivers License)
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Two references
Payroll Plus Current
A customized account designed for employees in both the formal and informal sector providing salary earners with the flexibility of an overdraft facility, zero maintenance fee, and access to personal loans.
Account Features & Benefits
- Zero account opening
- Zero Daily minimum operating balance.
- Access to online/mobile banking
- Zero account maintenance fee
- Access to loans
Account Opening Requirements
- Completed Account Opening Form & signature/mandate card
- Two recent passport photographs
- Bank Verification Number and NIN
- Utility bill (not more than 3 months)
- Valid means of ID (International Passport, NIN, Voters Card, Drivers License)
- Two references
- Introduction letter from employer
