Current Account

Smart banking solutions for secure and convenient financial management.

Current Account

Basic Current Account

Ideal for salary earners, entrepreneurs and businesses who need seamless daily transactions, unlimited withdrawals, and 24/7 digital banking access to manage your money stress-free and efficiently. It is a simple, reliable and flexible banking solution for daily financial transactions.

Account Features & Benefits
  • Open an account with just ₦2,500
  • Use your MasterCard, Visa or Verve debit cards for withdrawals and online transactions
  • Safe and convenient 24/7 online and mobile banking with UnionMobile and UnionOnline
  • SMS, email alerts and monthly statements
Account Opening Requirements
  • Completed Account Opening Form & signature/mandate card
  • Two recent passport photographs
  • Bank Verification Number and NIN
  • Utility bill (not more than 3 months)
  • Valid means of ID (International Passport, NIN, Voters Card, Drivers License)
  • Two references

Payroll Plus Current

A customized account designed for employees in both the formal and informal sector providing salary earners with the flexibility of an overdraft facility, zero maintenance fee, and access to personal loans.

Account Features & Benefits
  • Zero account opening
  • Zero Daily minimum operating balance.
  • Access to online/mobile banking
  • Zero account maintenance fee
  • Access to loans
Account Opening Requirements
  • Completed Account Opening Form & signature/mandate card
  • Two recent passport photographs
  • Bank Verification Number and NIN
  • Utility bill (not more than 3 months)
  • Valid means of ID (International Passport, NIN, Voters Card, Drivers License)
  • Two references
  • Introduction letter from employer

Request a Loan

Savings Account

Request a Debit Card